Methods Of Assessing The Creditworthiness Of Bank Private Clients

In the paper the topical problem of the creditworthiness of bank private clients is investigated. Modern methods of assessing the creditworthiness of borrowers are considered, particular attention is paid to the scoring system of evaluation that has been applied by domestic banks not so long ago. It is stated that to achieve the best results it is appropriate to use both mathematical models and expert approaches to assessing the creditworthiness of private clients.