التحرير المالي وانعكاسه على تقنيات تمويل التجارة الخارجية في الجزائرية ‏

The world is witnessing regional and international changes and economic and social ‎transformations resulting in a new world order. With these developments, many countries, ‎including Algeria, realized that they must undertake a series of measures to adapt to ‎developments in order to achieve stability and planned objectives by The financial sector is more ‎flexible and effective depending on the principles of the policy of financial liberalization, which ‎is part of the policy of economic liberalization, which in turn aims at achieving economic ‎development.‎ In view of the obstacles facing financing operations, the financing problem has been ‎considered one of the most difficult and complex problems facing development in all countries in ‎light of the current international transformations through: globalization, liberalizing its foreign ‎trade, financial liberalization, reform programs and economic recovery.‎ Algeria has implemented the financial liberalization policy in Algeria since 1990, after the ‎enactment of the Supplementary Finance Act of 2009, which expressed its desire to maintain and ‎control the banking sector and not to expand the course of financial liberalization by canceling ‎consumer loans and obliging banks to finance foreign trade For cancellation and confirmed only, ‎which has adversely affected the competition in the interbank. The implementation of the fiscal ‎liberalization policy in Algeria did not achieve the desired objectives and did not have a positive ‎impact on the rates of economic growth achieved, nor did it succeed in improving the capacity of ‎the financial system.‎