واقع بنك التأمين في الجزائر

The banking variables that the globalization reflected on the per‏ ‏formance of banks, had led to spread the idea of universal banks, ‎which meant the expansion of banking business and its entering in ‎many fields which were related to other financial intermediation, and ‎to collect many works in one department spreading the risks and facing ‎the competition .‎ to keep up with this trend, Algeria begun in adopting a package of ‎reforms, included several segments specialy banks and insurances ‎sectors, through the law 06-04 dated in 20/02/2006 amended and ‎supplemented to the Law 95-07 dated in 25/01/1995 , which provided ‎an important stimulus measures, such as allowing banks to market ‎insurance products and thus opening up Algeria on the bancassurance ‎by making several partnership agreements between banks and ‎insurance companies with the beginning of 2008 .‎